Jennifer A. Busher, MBA, MA, LMFT (#147079) - A. Meliora Relational Wellness (DBA)

www.ameliorawellness.com | admin@ameliorawellness.com

(650) 200-3998

No Surprises Act Notice

As required by the No Surprises Act, we are committed to providing transparency regarding the cost of your mental health services. The law prohibits certain out-of-network providers from charging you surprise bills for emergency services or non-emergency services provided by out-of-network providers at in-network facilities.

At A. Meliora Relational Wellness, I strive to provide the highest quality care tailored to your unique needs, whether in individual therapy, couples therapy, or group therapy. While insurance can be a helpful resource for some mental health services, it often imposes limitations that may not fully align with the specialized nature of your treatment.

Couples Therapy:

Insurance reimbursement for couples therapy typically relies on CPT code 90847, designed for situations where an identified patient is within the family unit. This code is primarily intended for treatment focused on family dynamics or supporting the mental health of a specific individual within the couple. It does not account for the broader, relationship-centered work involved in couples therapy, such as improving communication, rebuilding trust, or strengthening emotional bonds.

Additionally, insurance often requires a formal diagnosis for one partner, which may not accurately reflect the goals of couples therapy or the nature of your concerns. The therapeutic process should prioritize your relationship without the constraints of insurance guidelines, which can compromise the privacy and integrity of our work.

For these reasons, I do not accept insurance for couples therapy. To ensure transparency and compliance with insurance regulations, clients engaging in couples therapy must sign an Opt-Out Agreement. This agreement acknowledges that you understand my practice operates outside of insurance networks for couples therapy and confirms that you will not seek reimbursement from your insurance provider for these services.

Individual and Group Therapy:

Depending on your specific plan, insurance coverage may be available for individual and group therapy. I am an in-network provider for specific insurance plans, so verifying your insurance benefits is essential. If I am out-of-network, you may still be able to submit claims for reimbursement, but please be aware that you are responsible for payment at the time of service.

If you have any questions about your specific insurance coverage or want assistance verifying your benefits, please don’t hesitate to contact us.

We strive to provide clear and accurate billing for all types of therapy. If you receive a bill for out-of-network services or services not covered by your insurance, we will ensure that you are informed and will work with you to resolve any billing concerns.

If you have any questions about the opt-out process, your bill, or the cost of services, please get in touch with us at 650.200.3998 or info@ameliorawellness.com. We are here to support you and ensure you clearly understand your financial responsibilities and the costs of your care.